Title – Brit pair ‘terrified’ in hellhole Rio jail / Brazil ‘fraud’ Britons bailed
Source – The London Paper / www.bbc.co.uk
Date – 30th July / 1st August 2009
Whatever the outcome of this particular case and I try always to apply the pretext that people are innocent until proven guilty, it highlights the potential for seemingly innocuous cases to turn into very serious ones.
There are many people who have defrauded their travel insurance company; they may not view it as ‘fraud’ and I have met some people who genuinely believe that it is ‘nothing serious’ and that ‘everyone does it’. Everyone doesn’t, I assure them.
There are also those people who have genuinely been robbed, pick pocketed, had bags stolen or been mugged who have taken the opportunity to embellish and exaggerate what was stolen to increase the insurance claim. This too is ‘fraud’ clear and simple. Let’s also remember these claims cost every traveller in increased premiums…
In the UK such ‘small scale’ fraud is rarely a police matter, it is usually dealt with by the insurance company themselves; even if the police do get involved the chances of spending more than a few hours in a cell awaiting interview are minimal.
We tell people time and time again, do not assume what goes at home, goes abroad. The law is different, the emphasis is different and the response is often very different. £1000 in the UK through significant to many people, is arguably not that significant to big insurance companies. £1000 in a developing country is very significant to everyone and much more likely to receive close attention. In many foreign countries there is also a dedicated police force tasked with protecting ‘tourists’, although I don’t think it is unfair to say they are really tasked with protecting ‘tourism’. Where tourism is a significant source of foreign exchange and GDP, the reputation of the tourist industry is fiercely guarded.
Most people realise that to be able to make an insurance claim when you return to the UK you need a police report from the country in which the crime took place. In this case that is what these girls seem to have done and on receiving the report the police seem to have investigated (something maybe we don’t always expect from police in the UK with ‘minor’ crimes) and discovered that there was some disparity between the report filed and the items missing.
£1000 is a lot of money in Brazil and probably a lot in comparison to the local police salary. It sounds strange but pride is a significant factor in many cases and I don’t imagine the local police and judiciary were over impressed by two young tourists trying to pull the wool over their eyes (if this is actually what happened). Travellers who get into trouble are always subject to local laws and local prison facilities. No one wants to find themselves in a Brazilian gaol, they really are dangerous places and two young English travellers are going to find this especially difficult.
I am sure that the truth will eventually come out and I hope even if they have been ‘stupid’ they are allowed home soon, because I would imagine what they have already had to face would be enough of a punishment for even a more serious crime.
There is a lesson here for everyone else.
At Beyond The Blue (Safe Gap Year) our Gap Year and Independent Travel Safety & Awareness Workshop (GYITSA) considers issues of Documentation, Travel Money and Insurance alongside sessions on, Travel Health, Travel Safety, Ethical and Responsible Travel, Travel Equipment, Travel Insurance, Destination Advice, Transport Options, and more.
Please visit our website at www.safegapyear.com. For a complete list of Blog entries visit our National Press Archive page.
For more information on any of our services, please call us on 0845 602 55 95 or Contact Us.
Source – The London Paper / www.bbc.co.uk
Date – 30th July / 1st August 2009
Whatever the outcome of this particular case and I try always to apply the pretext that people are innocent until proven guilty, it highlights the potential for seemingly innocuous cases to turn into very serious ones.
There are many people who have defrauded their travel insurance company; they may not view it as ‘fraud’ and I have met some people who genuinely believe that it is ‘nothing serious’ and that ‘everyone does it’. Everyone doesn’t, I assure them.
There are also those people who have genuinely been robbed, pick pocketed, had bags stolen or been mugged who have taken the opportunity to embellish and exaggerate what was stolen to increase the insurance claim. This too is ‘fraud’ clear and simple. Let’s also remember these claims cost every traveller in increased premiums…
In the UK such ‘small scale’ fraud is rarely a police matter, it is usually dealt with by the insurance company themselves; even if the police do get involved the chances of spending more than a few hours in a cell awaiting interview are minimal.
We tell people time and time again, do not assume what goes at home, goes abroad. The law is different, the emphasis is different and the response is often very different. £1000 in the UK through significant to many people, is arguably not that significant to big insurance companies. £1000 in a developing country is very significant to everyone and much more likely to receive close attention. In many foreign countries there is also a dedicated police force tasked with protecting ‘tourists’, although I don’t think it is unfair to say they are really tasked with protecting ‘tourism’. Where tourism is a significant source of foreign exchange and GDP, the reputation of the tourist industry is fiercely guarded.
Most people realise that to be able to make an insurance claim when you return to the UK you need a police report from the country in which the crime took place. In this case that is what these girls seem to have done and on receiving the report the police seem to have investigated (something maybe we don’t always expect from police in the UK with ‘minor’ crimes) and discovered that there was some disparity between the report filed and the items missing.
£1000 is a lot of money in Brazil and probably a lot in comparison to the local police salary. It sounds strange but pride is a significant factor in many cases and I don’t imagine the local police and judiciary were over impressed by two young tourists trying to pull the wool over their eyes (if this is actually what happened). Travellers who get into trouble are always subject to local laws and local prison facilities. No one wants to find themselves in a Brazilian gaol, they really are dangerous places and two young English travellers are going to find this especially difficult.
I am sure that the truth will eventually come out and I hope even if they have been ‘stupid’ they are allowed home soon, because I would imagine what they have already had to face would be enough of a punishment for even a more serious crime.
There is a lesson here for everyone else.
At Beyond The Blue (Safe Gap Year) our Gap Year and Independent Travel Safety & Awareness Workshop (GYITSA) considers issues of Documentation, Travel Money and Insurance alongside sessions on, Travel Health, Travel Safety, Ethical and Responsible Travel, Travel Equipment, Travel Insurance, Destination Advice, Transport Options, and more.
Please visit our website at www.safegapyear.com. For a complete list of Blog entries visit our National Press Archive page.
For more information on any of our services, please call us on 0845 602 55 95 or Contact Us.
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